Online Banking

Rates as of Friday, September 19, 2014

Product DescriptionInterest RateAnnual Percentage RatePayment per $1,000Apply
Home Equity Loans
36 months3.490%3.490%$29.30
60 months3.490%3.490%$18.19
84 months4.240%4.240%$13.78
120 months4.240%4.240%$10.24
180 months4.490%4.490%$7.64
Second Lien Position, Loan to value is 80% for Primary homes and/or 75% Second/Vacation homes, no fees or points. Title insurance may be required for loans of $500,000 and over at borrower's expense.
Eligible for Auto Draft Discount - 0.125% discount with automatic payment from a 3rd Fed Bank account.
Green Loan - for energy efficiency home improvements
Green Loan interest rates are 0.125% below our published website interest rates for fixed rate home equity loans. Additional terms and conditions apply.
An additional 0.125% reduction can also be applied for automatic payments from a 3rd Fed Bank account.
Refinance Solution
36 months3.240%3.240%$29.19
60 months3.240%3.240%$18.08
84 months3.615%3.615%$13.49
120 months3.615%3.615%$9.94
180 months3.875%3.875%$7.33
240 months4.375%4.375%$6.26
First lien Position required, Loan to value is 80% for Primary homes, and/or 75% Second/Vacation homes, no fees or points. Title insurance may be required for loans of $500,000 and over at borrower's expense. Investment properties are not eligible.
Eligible for Auto Draft Discount - 0.125% discount with automatic payment from a 3rd Fed Bank account
Standard Home Equity Credit Line
240 months. Includes 5 yr draw period. Amortized on 180 month basis.4.000%4.000%$6.06
Loan to value is 80% for Primary homes and/or 75% for Second/Vacation homes. Rate is variable; index is WSJ Prime rate; margin is +0%. No fees or points. The floor rate for this product is 4.00%; the ceiling rate is 18.00%.
Title insurance may be required for loans of $500,000 and over at borrower's expense. Investment properties are not eligible.

Property insurance is required. All loans are subject to credit approval. Rates are subject to change. To obtain the most current rate information, please call a Green Team loan specialist at 1.800.844.7345 during regular business hours.