Online Banking

Rates as of Thursday, April 17, 2014

Product DescriptionInterest RateAnnual Percentage RatePayment per $1,000Apply
Home Equity Loans
36 months3.490%3.490%$29.30
60 months3.490%3.490%$18.19
84 months4.240%4.240%$13.78
120 months4.240%4.240%$10.24
180 months4.490%4.490%$7.64
Second Lien Position, Loan to value is 80% for Primary homes / 75% Secondary, no fees or points
Eligible for Auto Draft Discount - 0.125% discount with automatic payment from a 3rd Fed Bank account.
Green Loan - for energy efficiency home improvements
Green Loan interest rates are 0.125% below our published website interest rates for fixed rate home equity loans.
An additional 0.125% reduction can also be applied for automatic payments from a 3rd Fed Bank account.
Refinance Solution
36 months3.240%3.240%$29.19
60 months3.240%3.240%$18.08
84 months3.490%3.490%$13.44
120 months3.490%3.490%$9.88
180 months3.740%3.740%$7.27
240 months4.240%4.240%$6.19
First lien Position required, Loan to value is 80% for Primary homes / 75% Secondary, no fees or points
Eligible for Auto Draft Discount - 0.125% discount with automatic payment from a 3rd Fed Bank account
Standard Home Equity Credit Line
240 months. Includes 5 yr draw period. Amortized on 180 month basis.4.000%4.000%$6.06
Loan to value is 80% for Primary homes / 75% Secondary, Rate is variable; index is Prime rate; margin is 0
Primary / Secondary homes only, the floor for this product is 4.00%; the ceiling for this product is 18.00%
Investment Loans
36 months5.490%5.490%$30.19
60 months5.490%5.490%$19.10
84 months5.740%5.740%$14.48
120 months5.740%5.740%$10.97
180 months5.990%5.990%$8.43
First Lien Position, Loan to value is 70% or less

Property insurance is required. All loans are subject to credit approval. Rates are subject to change. To obtain the most current rate information, please call a Green Team loan specialist at 1.800.844.7345 during regular business hours.