Online Banking

Rates as of Friday, May 17, 2013

Product DescriptionInterest RateAnnual Percentage RateApply
Home Equity Loans
36 months3.740%3.740%
60 months3.740%3.740%
84 months4.490%4.490%
120 months4.490%4.490%
180 months4.750%4.750%
Second Lien Position, Loan to value is 80% for Primary homes / 75% Secondary, no fees or points
Deduct .125% from rate if loan is accompanied by 3rd Fed checking account with automatic loan payment deduction.
Green Loan - for energy efficiency home improvements
Green Loan interest rates are .125% below our published website interest rates for fixed rate home equity loans.
An additional .125% reduction can also be applied for automatic payments from a 3rd Fed Bank checking account.
Refinance Solution
36 months3.490%3.490%
60 months3.490%3.490%
84 months3.740%3.740%
120 months3.740%3.740%
180 months3.990%3.990%
240 months4.240%4.240%
First lien Position required, Loan to value is 80% for Primary homes / 75% Secondary, no fees or points
Deduct .125% from rate if loan is accompanied by 3rd Fed checking account with automatic loan payment deduction.
Standard Home Equity Credit Line
240 months. Includes 5 yr draw period. Amortized on 180 month basis.4.000%4.000%
Loan to value is 80% for Primary homes / 75% Secondary, Rate is variable; index is Prime rate; margin is 0
Primary / Secondary homes only, the floor for this product is 4.00%; the ceiling for this product is 18.00%
Investment Loans
36 months5.990%5.990%
60 months5.990%5.990%
84 months6.740%6.740%
120 months6.740%6.740%
180 months6.990%6.990%
First Lien Position, Loan to value is 75% or less

Property insurance is required. All loans are subject to credit approval. Rates are subject to change. To obtain the most current rate information, please call a Green Team loan specialist at 1.800.844.7345 during regular business hours.